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Review of new Draft Laws: Banks, Collectors, Taxes and Business Support

Review of new Draft Laws: Banks, Collectors, Taxes and Business Support


Review of new Draft Laws: Banks, Collectors, Taxes and Business Support

Recently, several interesting draft laws, designed to solve practical problems or realize the social functions of the state were introduced to the State Duma. Let us make you familiar with some of them.

1. The draft law on the regulation of the size of bank fees for transfers (draft law No. 886268-7).

Authors of the initiative: deputies of the State Duma: V.M. Reznik, E.E. Marchenko, R.K. Khusnulin and member of the Federation Council, L.N. Bokova.

The aim of the amendments: banks often associate discriminatory practices in the establishment of payments with the identification of “suspicious”, “laundering” schemes. As a result, expenses are borne by conscientious clients. The authors of the amandments believe that the rationale for the commissions is actually an increase in bank income.

What they offer: to establish that the size of transfer commissions from accounts of legal entities and entrepreneurs should not depend on the amount of payment, on the fact of a change or on the termination of the bank account agreement. The law No. 115-ФЗ from August 7, 2001 say that the collection of commissions from customers of banks cannot be considered a measure against “money laundering”.

2. The draft law on concretization of norms and more favorable regulation of the interaction of small and medium-sized businesses with public authorities (draft law No. 886244-7)

Author of the initiative: deputy of the State Duma, R.G. Shaikhutdinov.

The aim of the amendments: the author believes that business has recently been faced with formal obstacles. Your request can be responded with a refusal because of the lack of a document, some administrative regulations for the provision of public services contain requirements, not stipulated by law.

What they offer: to establish exact lists of the documents for submission to public structures. Prescribe the mandatory suspension of consideration of the application for sending the missing documents; to prescribe the timing and order of consideration of applications in all normative acts. To consolidate the obligation of the authorities to report on the status of consideration of appeals, etc.

3. The draft law on the exemption of the Far East residents and organizations from paying eight federal taxes (draft law No. 886255-7)

Author of the initiative: deputy of the State Duma, A.V. Andreichenko.

The aim of the amendments: the author of the amendments believes that the Far East has suffered from demographic crises, its economy exists with a significant loss coefficient and there are large transport surcharges in the region. In this regard, the legislator should take into account the characteristics of each region.

What they offer: residents and organizations of the Far East should be exempt from paying the eight federal taxes, such as personal income tax, VAT, excise taxes, corporate income tax and others. A similar practice - the absence of mandatory payments in some places that exist in other countries. Since the population density is low in the Far East, the decrease in budget revenues will be small.

4. The draft law on the prohibition of collection activities in Russia (draft law No. 886402-7)

Authors of the initiative: the State Duma deputies, S.A. Vostretsov and Yu.G. Volkov.

The aim of the amendments:  deputies note a large debt load of the population. This problem is aggravated by collection activities, the essence of which at the moment indicates the criminalization of the market. Debtors can face threats and blackmail, as well as the humiliation of human dignity. The law on the protection of debtors, adopted in 2016, did not improve the situation. There are more and more complaints about collectors.

What they offer: Prohibit collection activities in Russia.


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